Why residential loan officers struggle to fund commercial real estate deals?
Residential loan officers may face challenges when transitioning to commercial deals for several reasons: To overcome these challenges, residential loan officers interested in funding commercial deals may benefit from additional training, mentorship, and networking within the commercial real estate industry. Developing a deep understanding of business finances, risk assessment, and property types specific to commercial […]
Cap rate vs Appreciation in real estate
Capitalization rate (cap rate) and appreciation are two key factors that real estate investors often consider when evaluating investment opportunities. They represent different aspects of the potential returns and risks associated with real estate investments. Comparison: In practice, successful real estate investors often consider both cap rate and appreciation in their investment strategies. The ideal […]
6 Types of Construction Projects: Key Differences for Owners & Contractors
Construction projects are often categorized based on their scale, the types of structures being built, and the purpose of the project (also called “end use” or “land use”). Broadly, there are six types of construction projects: residential, commercial, institutional, mixed-use, industrial and heavy civil. Urban planners often categorize projects based on their “end use” to […]
Bridge Loan vs HELOC: Is Either Right for You?
Bridge Loan vs HELOC: When you might need one What happens when you need to buy your next home but haven’t yet sold your existing one? You’ll need financing, generally in the shape of a second mortgage. Two types of those are strong contenders. But which is better for you? We’ll help you decide in […]
A Lot of San Francisco Home Sellers Lose Money. Here’s How to Avoid That Fate.
The shift to a buyers’ market in the city has hit sellers’ bottom lines, but homeowners can take steps to limit their losses San Francisco residents have been pummeled by negative news about empty offices, layoffs and crime—realities that have no doubt affected home sellers’ bottom lines. Indeed, a report in September placed the city […]
5 Tips to Get Started Investing in Commercial Real Estate
When it comes to investing your hard-earned money into commercial real estate, there are a few things that you need to be aware of to give you the most likelihood for successful investments. The following tips are in order of priority, and you’ll notice that location isn’t even in the top three! 1) Think Long […]
Mortgage demand jumps to six-week high as interest rates continue to drop
KEY POINTS Mortgage demand jumps to six-week high Mortgage demand is finally crawling out of the basement as interest rates continue to move lower. Total application volume increased 3% last week from the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index. The average contract interest rate for 30-year fixed-rate mortgages with conforming […]
Toronto developers delay launch of about 14,000 new condos as sales dive
Toronto developers have delayed launching almost 14,000 condo units this year, as demand has waned because of higher borrowing costs and economic uncertainty. Sales of preconstruction condos have slowed significantly this year as interest rates have climbed, pushing up costs for both buyers and builders. Developers had been expected to launch at least 27,000 units […]
California homes now unaffordable for 85% of buyers, yet Peninsula still sees ‘over-asking’ sales
By Silicon Valley Association of Realtors / Contributor Despite record-high mortgage interest rates and increasing home prices, demand for homes remains strong on the Midpeninsula. Photo courtesy Getty Images. High mortgage interest rates and rising home prices have led to a continued decline in California home sales compared to 2022, and local Realtors don’t expect […]
